High-Yield, Low-Risk Buy-to-Let: Why Investors Should Look Closely at 18 Regal Place, Fletton – £115,000 – Tortoise Property Blog

Tortoise Property are pleased to offer this well-presented one-bedroom apartment located in the popular Regal Place development. — Book a viewing with Tortoise Property.

For landlords seeking a strong rental return in a high-demand location, 18 Regal Place in Fletton, Peterborough offers one of the most compelling buy-to-let opportunities on the market. With 8%+ gross yields, consistently strong tenant demand, and ongoing regeneration nearby, this one-bedroom apartment delivers both short-term income and long-term growth potential.

Strong Tenant Demand in a Prime Growth Area

Fletton has become a highly desirable rental location thanks to its excellent blend of convenience and lifestyle. This apartment directly appeals to young professionals, commuters, singles and couples, who prioritise:

✅ 10 minutes’ walk to Fletton Quays (riverside regeneration zone)
✅ Under 20 minutes to city centre and train station
✅ Easy access to A1 & A47 for commuters
✅ Allocated parking (rare for a 1-bed!)
✅ Close to local shops, schools, and amenities
✅ Minutes from Ferry Meadows Country Park for leisure

With limited supply of quality one-bedroom rentals, void periods in this area are typically very low — often days, not weeks.

The spacious lounge area is finished with bright white walls and a steel grey carpet. Two large windows to the front of the home fill the space with light. The lounge is open-plan to the kitchen and also offers access to a loft space. — How the Lounge Area could be dressed.

The open-plan kitchen features bright white walls with sandstone-coloured mosaic splash backs and a sandstone-effect vinyl floor. The fitted kitchen includes light oak-effect base and eye-level units, paired with a light quartz-effect laminate worktop. Integrated appliances include a white four-ring gas hob, electric oven, and an extractor above. There is also space and plumbing for a washing machine and fridge freezer. A window to the front of the property adds additional light to the space. — How the Kitchen could be dressed

The bathroom features bright white walls and a light oak-effect vinyl floor. Stylish green mosaic splash backs add a pop of colour around the wet areas. The suite includes a white WC, hand basin, and a bath with a thermostatic shower above. There is also an obscure glazed window overlooking the rear of the home. — The Bathroom at Regal Place

This double bedroom is decorated with bright white walls and a steel grey carpet. It benefits from two built-in double wardrobes, a shelving unit, and a window to the front of the property that brings in natural light. — The main bedroom

Rental Income & Yield Potential

Based on current market conditions and Dataloft data for Stanground & Fletton:

Expected rent: £700–£800 pcm
Dataloft average flat rent: £772.49 pcm

Gross Yield Examples (Purchase Price £115,000):

Rent pcm	Annual Rent	Gross Yield
£700	£8,400	7.30%
£772 (local avg)	£9,264	8.06%
£800	£9,600	8.35%

These figures place 18 Regal Place in one of the top-performing yield brackets in Peterborough — outperforming many city centre flats.

Full Investment Cashflow (with mortgage & management)

Assumptions:

Purchase price: £115,000
25% deposit: £28,750
75% mortgage @ 5% interest-only: £359.38 pcm (£4,312.50 pa)
Council Tax Band A (tenant pays)
EPC C (legislation-compliant)
Service charge: £1,935.62/year
Ground rent: £200/year
Licensing: £908 over 5 years = £181.60/year
Letting management: 10% + VAT = 12%
Maintenance/insurance reserve: £300/year

Rent pcm	Total Costs p/a	Net Income p/a	Net Yield	ROI (25% deposit)	Monthly Cashflow
£700	£7,937.72	£462.28	0.40%	1.61%	£38.52
£772	£8,056.40	£1,207.60	1.05%	4.20%	£100.63
£800	£8,098.10	£1,501.90	1.31%	5.22%	£125.16

Even with full management and licensing costs included, the investment still delivers a solid monthly profit and 4–5% ROI at market rent. With small optimisations (furnished let, higher rent, remortgage at a better rate, self-management), returns can easily exceed 6–7%+ net ROI.

Key numbers (clear and simple)

Tenure: Leasehold — 100 years remaining
Council Tax: Band A — approx. £1,457 per year
Service charge: £1,935.62 per year
Ground rent: £200 per year
Parking: Allocated space for one car
EPC: C

Selective Licensing: Important, But Also an Advantage

18 Regal Place is located within the Peterborough Selective Licensing area, which means landlords must hold a valid licence.

Key facts landlords need to know:

Licence fee: £908 per property (NOT per landlord) ✅
Duration: 5 years (2024–2029)
Annual equivalent: £181.60 per year
Licensing partner: Home Safe
Minimum 2 inspections during the licence period

Many landlords see this as a burden — but smart investors recognise the benefits:

✅ Raises property standards
✅ Reduces poor-quality landlord competition
✅ Improves tenant profiles
✅ Supports long-term capital growth

Well-presented, compliant properties like 18 Regal Place become even more attractive in a regulated environment.

Long-Term Capital Growth Potential

Beyond yield, Fletton is experiencing major regeneration:

Fletton Quays development
Planned pedestrian/cycle bridge improving connectivity
Rising demand from commuters and professionals
Strong rental performance sustaining capital values

Investors are buying not just today’s income, but tomorrow’s growth.

Why 18 Regal Place Outperforms Typical 1-Bed Investments

✔ 8% gross yield potential
✔ Low running costs (Band A, EPC C)
✔ Allocated parking + loft storage
✔ High demand, low vacancy risk
✔ Regeneration area with upside
✔ Fully compliant and future-proof

Final Thought

If you’re looking for a high-yield, low-maintenance, future-proof investment in Peterborough, 18 Regal Place is exactly the kind of property that works now — and will continue to work under future legislation.

It delivers:

✅ Strong income
✅ Consistent tenant demand
✅ Sustainable ROI
✅ Capital growth potential
✅ Compliance with confidence

Interested in running your own figures or booking a viewing?

Get in touch with the Tortoise Property team on 01733 592020. We can also provide a lettings appraisal and full management service to maximise your return.