High-Yield, Low-Risk Buy-to-Let: Why Investors Should Look Closely at 18 Regal Place, Fletton – £110,000 – Tortoise Property Blog

Tortoise Property are pleased to offer this well-presented one-bedroom apartment located in the popular Regal Place development. — Book a viewing with Tortoise Property.

For landlords seeking a strong rental return in a high-demand location, 18 Regal Place in Fletton, Peterborough offers one of the most compelling buy-to-let opportunities on the market. With 8%+ gross yields, consistently strong tenant demand, and ongoing regeneration nearby, this one-bedroom apartment delivers both short-term income and long-term growth potential — now at a reduced guide price of £110,000.

Strong Tenant Demand in a Prime Growth Area

Fletton has become a highly desirable rental location thanks to its excellent blend of convenience and lifestyle. This apartment directly appeals to young professionals, commuters, singles and couples, who prioritise:

✅ 10 minutes’ walk to Fletton Quays (riverside regeneration zone)
✅ Under 20 minutes to city centre and train station
✅ Easy access to A1 & A47 for commuters
✅ Allocated parking (rare for a 1-bed!)
✅ Close to local shops, schools, and amenities
✅ Minutes from Ferry Meadows Country Park for leisure

With limited supply of quality one-bedroom rentals, void periods in this area are typically very low — often days, not weeks.

The spacious lounge area is finished with bright white walls and a steel grey carpet. Two large windows to the front of the home fill the space with light. The lounge is open-plan to the kitchen and also offers access to a loft space. — How the Lounge Area could be dressed.

The open-plan kitchen features bright white walls with sandstone-coloured mosaic splash backs and a sandstone-effect vinyl floor. The fitted kitchen includes light oak-effect base and eye-level units, paired with a light quartz-effect laminate worktop. Integrated appliances include a white four-ring gas hob, electric oven, and an extractor above. There is also space and plumbing for a washing machine and fridge freezer. A window to the front of the property adds additional light to the space. — How the Kitchen could be dressed

The bathroom features bright white walls and a light oak-effect vinyl floor. Stylish green mosaic splash backs add a pop of colour around the wet areas. The suite includes a white WC, hand basin, and a bath with a thermostatic shower above. There is also an obscure glazed window overlooking the rear of the home. — The Bathroom at Regal Place

This double bedroom is decorated with bright white walls and a steel grey carpet. It benefits from two built-in double wardrobes, a shelving unit, and a window to the front of the property that brings in natural light. — The main bedroom

Rental Income & Yield Potential

Based on current market conditions and Dataloft data for Stanground & Fletton:

Expected rent: £700–£800 pcm
Dataloft average flat rent: £772.49 pcm

✅ Gross Yield Examples (Purchase Price £110,000)

Rent pcm	Annual Rent	Gross Yield
£700	£8,400	7.64%
£772 (local avg)	£9,264	8.42%
£800	£9,600	8.73%

The reduced guide price has made Regal Place even more attractive, pushing yields comfortably into the 8%+ bracket.

Full Investment Cashflow (with mortgage & management)

Assumptions:

Purchase price: £110,000
25% deposit: £27,500
75% mortgage @ 5% interest-only: £343.75 pcm
Council Tax Band A: tenant pays
EPC: C
Service charge: £1,935.62/year
Ground rent: £200/year
Licensing: £908 / 5 years = £181.60/year
Letting management: 11.5% + VAT = 13.8%
Maintenance/insurance reserve: £300/year

Rent pcm	Total Costs p/a	Net Income p/a	Net Yield	ROI (25% deposit)	Monthly Cashflow
£700	£7,901.42	£498.58	0.45%	1.81%	£41.55
£772	£8,020.65	£1,243.35	1.13%	4.52%	£103.61
£800	£8,067.02	£1,532.98	1.39%	5.57%	£127.75

Even after full management and licensing, the property remains cashflow positive and produces a strong 4–5.5% ROI at market rent. With self-management, a better mortgage rate or furnished premium letting, returns can push beyond 6–7% net.

Key numbers (clear and simple)

Tenure: Leasehold — 100 years remaining
Council Tax: Band A — approx. £1,457 per year
Service charge: £1,935.62 per year
Ground rent: £200 per year
Parking: Allocated space for one car
EPC: C

Selective Licensing: Important, But Also an Advantage

18 Regal Place is located within the Peterborough Selective Licensing area, which means landlords must hold a valid licence.

Key facts landlords need to know:

Licence fee: £908 per property (NOT per landlord) ✅
Duration: 5 years (2024–2029)
Annual equivalent: £181.60 per year
Licensing partner: Home Safe
Minimum 2 inspections during the licence period

Many landlords see this as a burden — but smart investors recognise the benefits:

✅ Raises property standards
✅ Reduces poor-quality landlord competition
✅ Improves tenant profiles
✅ Supports long-term capital growth

Well-presented, compliant properties like 18 Regal Place become even more attractive in a regulated environment.

Long-Term Capital Growth Potential

Fletton is undergoing significant regeneration:

Fletton Quays investment
Planned pedestrian/cycle bridge boosting connectivity
Rising demand from commuters and professionals
Consistently strong rental performance

This is a location where rents and values are expected to grow.

Investors are buying not just today’s income, but tomorrow’s growth.

Why 18 Regal Place Outperforms Typical 1-Bed Investments

✔ Now available at £110,000
✔ 8%+ gross yield potential
✔ Low running costs (Band A, EPC C)
✔ Allocated parking + loft storage
✔ High demand, low void risk
✔ Regeneration location with upside
✔ Fully compliant and future-proof

Final Thought

If you’re looking for a high-yield, low-maintenance, future-proof investment in Peterborough, 18 Regal Place is exactly the kind of property that works now — and will continue to work under future legislation.

It delivers:

✅ Strong income
✅ Consistent tenant demand
✅ Sustainable ROI
✅ Capital growth potential
✅ Compliance with confidence

Interested in running your own figures or booking a viewing?

Get in touch with the Tortoise Property team on 01733 592020. We can also provide a lettings appraisal and full management service to maximise your return.